Thursday, April 28, 2016

X is for X-factor

The X-factor is defined as a variable that could have a significant impact on the outcome. Money is the X-factor that can make or break your reunion trip.

Encourage your children to save money during the year for their reunion/vacation adventure.  Label the savings so each child has their own spending money for the trip.  Parents, save your own money for hotels, airfare, etc. Depositing money each paycheck into your vacation savings account makes for ease in attending an important family event.

I remember my mother faithfully putting aside a portion of money each payday for Christmas, our college education, and for a two-week vacation “out West” every year.  Those weekly deposits add up fast and will make your trip easier if you have planned in advance and saved for it.

This may be elementary to some of you, but for those of you for whom it may be a new idea, estimate your expenses for the reunion trip.  Don’t forget transportation, hotels, meals, and souvenirs.  Take this amount and divide it by the number of paychecks you have between now and your reunion event.  Deposit that amount of money into your vacation savings account each time you get paid and by the time the trip rolls around, you’ll be all set!

Have your children take a scheduled amount from their allowance and either deposit the cash in a literal piggy bank, or get them their own account at the credit union.  They’ll be happy when they have their own money to spend on the trip without having to ask you for every extra piece of candy or just one more souvenir they can’t do without!

If money is tight, make it a family group effort to adjust your spending and put those extra dollars in your reunion savings account.  Instead of marching out to see the latest new movie, stay at home, rent a DVD, and serve popcorn and sodas.  Forgo trips to the ice cream shop and buy all the supplies to make your own chocolate sundaes.  Instead of stopping at the food court in the mall, pack a picnic lunch in a cooler, and take the kids to the park to eat in the shade in the middle of the day.

Enlist your children to help think up ways to save so you can have more in your reunion/vacation savings account.  Kids can often come up with unique ideas that just might work!

If you drive around running errands on the weekends, pick one day that you will not drive anywhere.  Save those errands for a quick trip after work when you already have the car out, or group them all together on the same day.  You’ll be amazed how much gas and money you can save not driving one day a week.

Be creative with your efforts to find ways to cut expenses, and deposit those savings in your reunion/vacation savings account.  All your hard work budgeting and saving will make your reunion trip one to remember.


  1. Such great ideas, Sue--so much better than teaching kids the old "charge, charge, charge and pay (i.e., suffer) later" mentality. You've done a beautiful job with these posts, recommend re-publishing them in magazines and even a new book!!

  2. Thanks, Valerie. So grateful for your support. Maybe a new book would be a good endeavor!